Vogue Insurance wants to do more than just offer you insurance. We want to sit down with you and discusss your business and create the best plan to protect your company. Creating a comprehensive and business specific insurance program can reduce risk and reduce your company’s costs. Vogue Insurance will help you protect your company by finding the broadest range of commercial coverage for the best value. Let us give you a free insurance quote to prove it!
We offer the following business and commercial insurance coverage:
General Liability insurance protects your business from financial loss resulting from claims of accidents or injuries that occur on company property, or from the use of goods and services sold by your company. General Liability insurance, in addition to other related policies, can protect your company if you are sued for personal injury, employment related issues or property damage. Let First Texas find a General Liability policy that fits your budget and your company.
Commercial surety bonds are used as a promise to pay one party a certain amount if a second party fails to meet an obligation, i.e. fulfilling the terms of a contract. The surety bond protects a client (obligee) against losses resulting from a business’ (principle) failure to meet their obligations. Commercial bonds are generally required by state laws.
Vogue Insurance has the expertise and broad market representation to help you find the commercial surety bonds you need to do business, support growth and expand your bonding capacity.
Examples of the types of commercial bonds we provide:
No business owner wants to deal with the lost time and money that goes along with damaged or stolen property. Commercial Property insurance helps you repair or replace buildings and other property damaged or destroyed by storms, fire or other events outlined in your policy. Each company is different and Vogue Insurance can find a policy that fits the needs of your business.
Examples of the types of Commercial Property coverage we provide:
Companies depend on Cyber Liability insurance to protect them in their online communications and business conducted on the Internet. If your business uses e-commerce or stores sensitive/confidential information on servers, you should consider Cyber Liability insurance. Vogue Insurance will work with you to determine your Internet risks and help you find a policy that is right for your company type and size.
Examples of types of Cyber Liability coverage we provide:
Directors & Officers (D&O) Liability
Directors and Officers often make big decisions, and if not properly insured they may be taking big risks. Directors and Officers (D&O) Liability Insurance protects Director’s and Officer’s personal assets against claims of mismanagement made by investors, customers or employees. High-quality D&O insurance is needed to attract the best qualified Directors and Officers to your company.
Employment Practices Liability (EPL) Insurance protects organizations against employee claims of wrongful termination, discrimination or sexual harassment. It may also cover breach of contract as well as wage and hour violations. This type of policy may be standalone or part of a broader coverage plan.
Your company needs Inland Marine coverage if you need protection that is not necessarily confined to a specific location, and cannot be insured with a standard policy. Inland Marine insurance protects certain moving or movable property (over land), property under construction, and property used for transportation or communication (roads, bridges, radio towers, etc).
When reviewing your insurance needs, Vogue Insurance can help you determine if you need Inland Marine coverage for any aspect of your business.
Even though Texas companies can opt out of Worker’s Compensation, they can still be held liable if a court determines negligence for an employee injury. In fact, non-subscribers who opt out of the Workman’s Comp system are not afforded the same legal protection available to employers who are covered by Worker’s Compensation Laws.
If your company has opted out of Worker’s Compensation, you may indeed need additional coverage to provide benefits for occupational accidents, in addition to settlements related to pain and suffering, and other legal judgements.
A Professional Liability policy, also called an Errors and Omissions (E&O) policy, protects businesses and employees against liability resulting from errors and omissions related to professional services. While general liability policies typically cover bodily injury, property damage and personal losses, Professional Liability coverage can protect you from claims due to improper advice, failure to provide adequate services or breach of duty.
Examples of typical Industries requiring Professional Liability Insurance:
Employees want to feel safe at work, and company owners want to keep them safe. The state provides Workers’ Compensation programs to provide for lost wages or needed medical care arising from job related injuries, accidents or occupationally related medical conditions. Having Workers’ Compensation Insurance can also protect your company from monetary losses that often accompany these types of claims. Every industry has its own set of risks. Let Vogue Insurance sit down with you and find the coverage you need to keep your workers safe and your costs manageable.
Get a Free Quote! Contact our office today to see how we can design an innovative and comprehensive insurance program for your business.
We insure Boats, Personal Water Craft,
Motorcycles, RV's, ATV's, Homes,
Cars and Trucks.
We provide Homeowners and
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and Disability Insurance.
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